Housing Resources

Finding a place to call home is a cornerstone of stability and economic growth in Northwest Nebraska. Whether you are a first-time homebuyer looking to plant roots in the High Plains, a growing family in need of custom construction, or a renter seeking affordable options, the NNDC is committed to connecting you with the right tools.

This page serves as your comprehensive directory for Northwest Nebraska's robust network of state and local assistance programs. Explore the resources below to discover how we are building a stronger, more accessible future for every member of our community.

Nebraska Investment Finance Authority (NIFA)

NIFA provides essential financial tools to make homeownership attainable for Nebraskans. Their programs include competitive low-interest mortgage loans and down payment assistance specifically designed for first-time homebuyers and military veterans. These resources ensure that residents across the state can secure safe, affordable housing while building long-term financial stability through equity.

Nebraska Affordable Housing Trust Fund (NAHTF)

NAHTF provides grants to local governments and non-profits to develop, rehabilitate, or match funding for affordable units. By prioritizing projects that serve low-to-moderate-income families, the NAHTF helps rural and urban communities address housing shortages, supporting everything from new construction to essential structural home repairs.

High Plains CDC

The High Plains Community Development Corporation offers comprehensive homeownership counseling to empower individuals throughout the buying process. Their HUD-certified counselors provide one-on-one guidance on credit restoration, budgeting, and mortgage readiness to ensure long-term housing success. Beyond education, High Plains CDC assists clients in navigating various down payment assistance programs and provides foreclosure prevention services.

Center for Rural Affairs

The CFRA focuses on strengthening rural communities through diverse lending and developmental programs. Their housing initiatives target the unique needs of rural Nebraskans, including home repair loans and professional development for local leaders, while advocating for policy changes that increase housing accessibility in sparsely populated areas. By providing the capital and technical expertise necessary for community growth, they ensure that rural residents have access to high-quality, sustainable living environments and economic opportunities.

Family Built Homes

Family Built Homes specializes in high-quality modular home construction, offering an efficient and affordable alternative to traditional housing. Their climate-controlled manufacturing process ensures precision, reduces material waste, and significantly shortens the construction timeline. By providing a wide variety of customizable floor plans, they cater to diverse family sizes and aesthetic preferences. These homes are engineered for durability and energy efficiency and provide Nebraska families with a modern, cost-effective path to building a custom home without the typical delays of outdoor construction.

Omaha Bridges Out of Poverty

Omaha Bridges Out of Poverty empowers under-resourced families and local communities through individual and community financial workshops. These workshops provide a comprehensive approach to understanding the socioeconomic factors of poverty and offer concrete tools and strategies in preventing, reducing, and alleviating poverty. Workshops range anywhere from thirty minutes to three and a half hours.

Are there programs for first-time homebuyers?

Yes. Through partnerships with the Nebraska Investment Finance Authority, residents can access low-interest mortgage loans and specialized grants. The High Plains CDC also offers HUD-certified counseling to help first-time buyers navigate credit and budgeting.

Is there support for home repairs and rehabilitation?

Resources such as the Nebraska Affordable Housing Trust Fund and the Center for Rural Affairs often provide grants or low-interest loans for the rehabilitation of older properties to ensure the existing housing stock remains safe and energy-efficient.